We have some exciting news at Podmaska Insurance Agency!
We've recently added several new companies allowing us the opportunity to save YOU money. That's right! Our investment in these companies allows YOU to invest in your home, auto and business most affordably.
We've received a tremendous response from our current clients and can't wait to get YOU involved! Susan in Cranston saved $500 on her auto policy! Dolores in North Providence saved over $700 by packaging her home and auto together! That's just an example of two of our satisfied clients. YOU can be one of the many!
During these difficult economic times, there's still a company out there trying to save YOU money- It's Podmaska Insurance Agency!
Monday, August 31, 2009
The Many Benefits of Riding Your Bike to Work
If you're lucky enough to be within bike-riding distance of your workplace, you should consider riding a bike to work. There are many benefits: you'll save on gas; help the environment by cutting down on greenhouse gases, and get exercise as well. You'll also get to enjoy good weather and view your town in a whole new way.
One more benefit: it helps get you a discount on your auto insurance. How? By putting fewer miles on your vehicle. The fewer miles you have on your car, the lower your auto insurance rate.
More good news - most bikes are insured under your homeowners insurance (or renters), so any damage done to it while you're at work will be covered.
With all these great benefits, why wouldn't you ride your bike to work? Exercise, saving money, fresh air - perfect!
For more information on auto insurance, contact us today! We're Podmaska Insurance, an independent insurance agency based in Providence, Rhode Island. Feel free to stop by our website for a free auto quote to see how much we could be saving you!
One more benefit: it helps get you a discount on your auto insurance. How? By putting fewer miles on your vehicle. The fewer miles you have on your car, the lower your auto insurance rate.
More good news - most bikes are insured under your homeowners insurance (or renters), so any damage done to it while you're at work will be covered.
With all these great benefits, why wouldn't you ride your bike to work? Exercise, saving money, fresh air - perfect!
For more information on auto insurance, contact us today! We're Podmaska Insurance, an independent insurance agency based in Providence, Rhode Island. Feel free to stop by our website for a free auto quote to see how much we could be saving you!
What determines my Commercial Auto Insurance Rate?
Any business that depends on a vehicle needs a good solid commercial auto policy. This will cover medical expenses for you or your employees and the vehicle in the event of an accident. Most commercial auto insurance policies have greater liability limits that personal auto insurance coverage.
But what exactly factors into your commercial auto policy? Here are a few things:
Your location
What your commercial auto(s) is/are carrying, and if hazardous materials are being transported
Ownership of vehicles
What safety devices are installed, such as anti-lock brakes, air bags, seat belts, etc.
Features such as alarm systems, GPS, professional locks, etc.
Maintenance of the commercial vehicles
Where the commercial vehicle is kept parked
The regular weather conditions of where you are located
Previous insurance claims
The extent of coverage you're looking for
The added safety features, good maintenance, and parking indoors will lower your premium, as will raising your deductible. You can also get a discount by combining your commercial auto policy with your other business policies - it pays to use the same insurer for everything.
For more information on commercial auto insurance, contact us today! We're Podmaska Insurance, an independent insurance agency based in Providence, Rhode Island. You can also visit our website for a free commercial auto insurance quote!
But what exactly factors into your commercial auto policy? Here are a few things:
Your location
What your commercial auto(s) is/are carrying, and if hazardous materials are being transported
Ownership of vehicles
What safety devices are installed, such as anti-lock brakes, air bags, seat belts, etc.
Features such as alarm systems, GPS, professional locks, etc.
Maintenance of the commercial vehicles
Where the commercial vehicle is kept parked
The regular weather conditions of where you are located
Previous insurance claims
The extent of coverage you're looking for
The added safety features, good maintenance, and parking indoors will lower your premium, as will raising your deductible. You can also get a discount by combining your commercial auto policy with your other business policies - it pays to use the same insurer for everything.
For more information on commercial auto insurance, contact us today! We're Podmaska Insurance, an independent insurance agency based in Providence, Rhode Island. You can also visit our website for a free commercial auto insurance quote!
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